{"id":107549,"date":"2025-12-06T08:12:40","date_gmt":"2025-12-06T08:12:40","guid":{"rendered":"https:\/\/www.bolellimetal.com\/?p=107549"},"modified":"2026-05-22T08:12:41","modified_gmt":"2026-05-22T08:12:41","slug":"pujcka-csob-pohled-na-nebankovni-pujcka-online-ihned-nejvetsi-banku-v-ceske-republice","status":"publish","type":"post","link":"https:\/\/www.bolellimetal.com\/en\/pujcka-csob-pohled-na-nebankovni-pujcka-online-ihned-nejvetsi-banku-v-ceske-republice\/","title":{"rendered":"P\u016fj\u010dka \u010cSOB &#8211; Pohled na nebankovn\u00ed p\u016fj\u010dka online ihned nejv\u011bt\u0161\u00ed banku v \u010cesk\u00e9 republice"},"content":{"rendered":"<div id=\"toc\" style=\"background: #f9f9f9; border: 1px solid #aaa; display: table; margin-bottom: 1em; padding: 1em; width: 350px;\">\n<p class=\"toctitle\" style=\"font-weight: bold; text-align: center;\">\u010cl\u00e1nky s obsahem<\/p>\n<ul class=\"toc_list\">\n<li><a href=\"#toc-0\">\u010cSOB<\/a><\/li>\n<li><a href=\"#toc-1\">Raiffeisenbank<\/a><\/li>\n<li><a href=\"#toc-2\">UniCredit<\/a><\/li>\n<li><a href=\"#toc-3\">Komer\u010dn\u00ed banka<\/a><\/li>\n<li><a href=\"#toc-4\">\u010cesk\u00e1 spo\u0159itelna<\/a><\/li>\n<\/ul>\n<\/div>\n<p>\u010cSOB, nejv\u011bt\u0161\u00ed banka v \u010cesk\u00e9 republice, je jednou z m\u00e1la, <a href=\"https:\/\/pujka-online.cz\/nebankovni-pujcky\/\">nebankovn\u00ed p\u016fj\u010dka online ihned<\/a> kter\u00e1 zaznamenala siln\u00fd r\u016fst sv\u00e9ho \u00fav\u011brov\u00e9ho portfolia. Vytvo\u0159ila tak\u00e9 v\u00edce opravn\u00fdch polo\u017eek na \u0161patn\u00e9 \u00fav\u011bry a jej\u00ed kapit\u00e1lov\u00e1 p\u0159im\u011b\u0159enost je lep\u0161\u00ed ne\u017e u konkurence.<\/p>\n<p>\u010cSOB podepsala dohodu s Evropskou investi\u010dn\u00ed bankou o financov\u00e1n\u00ed mal\u00fdch a st\u0159edn\u00edch podnik\u016f a spole\u010dnost\u00ed se st\u0159edn\u00ed tr\u017en\u00ed kapitalizac\u00ed. <!--more--> Financov\u00e1n\u00ed je sou\u010d\u00e1st\u00ed \u201e\u00fav\u011brov\u00e9ho programu EU v reakci na krizi COVID-19 pro mal\u00e9 a st\u0159edn\u00ed podniky a spole\u010dnosti se st\u0159edn\u00ed tr\u017en\u00ed kapitalizac\u00ed\u201c v hodnot\u011b 5 miliard eur.<\/p>\n<h2 id=\"toc-0\">\u010cSOB<\/h2>\n<p>\u010cSOB je univerz\u00e1ln\u00ed banka, kter\u00e1 nab\u00edz\u00ed kompletn\u00ed \u0161k\u00e1lu bankovn\u00edch slu\u017eeb jednotlivc\u016fm i firm\u00e1m. Je dce\u0159inou spole\u010dnost\u00ed KBC Group, jedn\u00e9 z nejv\u011bt\u0161\u00edch finan\u010dn\u00edch skupin v Evrop\u011b. Spole\u010dnost buduje s klienty siln\u00e1 a dlouhodob\u00e1 partnerstv\u00ed a nab\u00edz\u00ed jim \u0159e\u0161en\u00ed nam\u00edsto produkt\u016f. Toho dosahuje naslouch\u00e1n\u00edm jejich pot\u0159eb\u00e1m a nab\u00eddkou nejlep\u0161\u00edch mo\u017enost\u00ed pro jejich situaci.<\/p>\n<p>Spole\u010dnost se tak\u00e9 zam\u011b\u0159uje na p\u0159\u00edm\u00e9 zpracov\u00e1n\u00ed, kter\u00e9 eliminuje lidskou interakci a sni\u017euje n\u00e1klady. To bance umo\u017e\u0148uje soust\u0159edit se na slo\u017eit\u011bj\u0161\u00ed p\u0159\u00edpady a vyhnout se chyb\u00e1m, ke kter\u00fdm m\u016f\u017ee doch\u00e1zet u manu\u00e1ln\u00edch proces\u016f. Umo\u017e\u0148uje to bance tak\u00e9 poskytovat rychlej\u0161\u00ed a lep\u0161\u00ed slu\u017eby.<\/p>\n<p>Krom\u011b hlavn\u00edch obchodn\u00edch aktivit banka p\u016fsob\u00ed v \u010cesk\u00e9 republice pod dv\u011bma retailov\u00fdmi zna\u010dkami \u2013 \u010ceskoslovensk\u00e1 obchodn\u00e1<unk> banka a Po\u0161tovn\u00ed spo\u0159itelna. Ob\u011b provozuj\u00ed v \u010cesk\u00e9 republice 280 pobo\u010dek se zna\u010dkou \u010cSOB a 3 350 pobo\u010dek \u010cesk\u00e9 po\u0161ty. \u010cSOB tak\u00e9 distribuuje produkty a slu\u017eby cel\u00e9 skupiny \u010cSOB prost\u0159ednictv\u00edm sv\u00fdch distribu\u010dn\u00edch kan\u00e1l\u016f. Podle \u010dasopisu Euromoney je jednou z nejlep\u0161\u00edch soukrom\u00fdch bank v Evrop\u011b.<\/unk><\/p>\n<h2 id=\"toc-1\">Raiffeisenbank<\/h2>\n<p>Raiffeisenbank nab\u00edz\u00ed sv\u00fdm klient\u016fm mo\u017enost automaticky platit m\u011bs\u00ed\u010dn\u00ed \u00fa\u010dty za energie. D\u00edky tomu se vyhnou dlouh\u00e9mu \u010dek\u00e1n\u00ed v front\u00e1ch u poskytovatel\u016f energi\u00ed. Nav\u00edc mohou u\u0161et\u0159it pen\u00edze a z\u00edskat \u00faroky ze sv\u00fdch \u00faspor. Sv\u00e9 \u00fa\u010dty mohou tak\u00e9 vyu\u017e\u00edt k placen\u00ed r\u016fzn\u00fdch p\u0159edplatn\u00fdch. Tyto slu\u017eby jsou k dispozici prost\u0159ednictv\u00edm digit\u00e1ln\u00ed platformy \u201eRaiffeisenbank\u201c nebo na pobo\u010dk\u00e1ch banky.<\/p>\n<p>Friedrich Raiffeisen si byl velmi dob\u0159e v\u011bdom chudoby a utrpen\u00ed, kter\u00e9 za\u017e\u00edvalo mnoho lid\u00ed ve st\u0159edn\u00ed Evrop\u011b. Vytvo\u0159il m\u00edstn\u00ed odbory, kter\u00e9 se nezam\u011b\u0159ovaly na zisk, ale na pomoc \u010dlen\u016fm. Jeho \u00fasil\u00ed vedlo k rozvoji syst\u00e9mu Raiffeisen, kter\u00fd zahrnuje dru\u017estevn\u00ed \u00fav\u011brn\u00ed dru\u017estva. Symbolem jeho organizace se staly dv\u011b zk\u0159\u00ed\u017een\u00e9 ko\u0148sk\u00e9 hlavy.<\/p>\n<p>Hryhorii Tatsyi, technick\u00fd \u0159editel Raiffeisen Bank Ukrajina, hovo\u0159\u00ed o migraci do cloudu za jedn\u00e9 z nejtraumati\u010dt\u011bj\u0161\u00edch mo\u017en\u00fdch podm\u00ednek: tot\u00e1ln\u00ed rusk\u00e9 invaze do jeho zem\u011b. Vysv\u011btluje, jak se bance poda\u0159ilo dos\u00e1hnout tohoto \u00fasp\u011bchu s minim\u00e1ln\u00edmi v\u00fdpadky provozu a bez dodate\u010dn\u00e9 podpory dodavatel\u016f. Banka nyn\u00ed skl\u00edz\u00ed v\u00fdhody pln\u011b automatizovan\u00e9 migrace.<\/p>\n<h2 id=\"toc-2\">UniCredit<\/h2>\n<p>\u00da\u010delov\u00fd p\u0159\u00edstup UniCredit k financov\u00e1n\u00ed se sna\u017e\u00ed uvolnit potenci\u00e1l lid\u00ed a z\u00e1rove\u0148 podpo\u0159it r\u016fst a rozvoj. D\u00edky efektivn\u00edmu a c\u00edlen\u00e9mu obchodn\u00edmu modelu je UniCredit p\u0159ipravena vyu\u017e\u00edt zm\u011bn v evropsk\u00e9m bankovn\u00edm prost\u0159ed\u00ed.<\/p>\n<p>Nab\u00edz\u00ed \u00fav\u011brov\u00e9 poji\u0161t\u011bn\u00ed, leasing, faktoring, investice, treasury \u0159e\u0161en\u00ed, poradenstv\u00ed a spr\u00e1vu hotovosti. Krom\u011b toho poskytuje glob\u00e1ln\u00ed cenn\u00e9 pap\u00edry, akvizi\u010dn\u00ed financov\u00e1n\u00ed, p\u00e1kov\u00e9 odkupy, obchodov\u00e1n\u00ed a investice a financov\u00e1n\u00ed dodavatelsk\u00e9ho \u0159et\u011bzce. UniCredit poskytuje finan\u010dn\u00ed slu\u017eby tak\u00e9 prost\u0159ednictv\u00edm sv\u00fdch dce\u0159in\u00fdch spole\u010dnost\u00ed.<\/p>\n<p>V roce 2015 UniCredit koupila banku ATF Bank v Kazachst\u00e1nu a banku Ukrsotsbank na Ukrajin\u011b. Akvizice byly sou\u010d\u00e1st\u00ed strategie banky expandovat ve St\u0159edn\u00ed Asii. Krom\u011b roz\u0161\u00ed\u0159en\u00ed jej\u00ed p\u0159\u00edtomnosti v regionu pomohly akvizice diverzifikovat jej\u00ed podnik\u00e1n\u00ed.<\/p>\n<p>UniCredit je p\u0159edn\u00ed celoevropskou komer\u010dn\u00ed bankou od sv\u00e9ho zalo\u017een\u00ed v roce 1998. Banka je jedinou syst\u00e9mov\u011b v\u00fdznamnou bankovn\u00ed skupinou v It\u00e1lii a 34. nejv\u011bt\u0161\u00ed na sv\u011bt\u011b podle objemu aktiv. Je k\u00f3tov\u00e1na na mil\u00e1nsk\u00e9 a frankfurtsk\u00e9 burze a je \u010dlenem indexu Euro Stoxx 50. Jej\u00ed s\u00eddlo se nach\u00e1z\u00ed na adrese Via Minghetti 17 v \u0158\u00edm\u011b v It\u00e1lii. Zlep\u0161ete konkuren\u010dn\u00ed nab\u00eddky d\u00edky p\u0159ehled\u016fm o v\u0161ech ve\u0159ejn\u011b zve\u0159ejn\u011bn\u00fdch smlouv\u00e1ch o IT slu\u017eb\u00e1ch (v\u010detn\u011b outsourcingu IT, outsourcingu obchodn\u00edch proces\u016f a syst\u00e9mov\u00e9 integrace a poradenstv\u00ed). Po\u017e\u00e1dejte o p\u0159\u00edstup.<\/p>\n<h2 id=\"toc-3\">Komer\u010dn\u00ed banka<\/h2>\n<p>Komer\u010dn\u00ed banka, \u010dlen skupiny Societe Generale, je jednou z nejv\u011bt\u0161\u00edch bankovn\u00edch instituc\u00ed v \u010cesk\u00e9 republice a st\u0159edn\u00ed a v\u00fdchodn\u00ed Evrop\u011b. Nab\u00edz\u00ed retailov\u00e9, korpor\u00e1tn\u00ed a investi\u010dn\u00ed bankovnictv\u00ed dopln\u011bn\u00e9 specializovan\u00fdmi finan\u010dn\u00edmi slu\u017ebami poskytovan\u00fdmi bankou, jej\u00edmi dce\u0159in\u00fdmi spole\u010dnostmi \u010di jin\u00fdmi spole\u010dnostmi skupiny SG. Poskytuje tak\u00e9 \u0159adu dal\u0161\u00edch slu\u017eeb, jako je spr\u00e1va majetku a leasing, poji\u0161t\u011bn\u00ed a investi\u010dn\u00ed poradenstv\u00ed.<\/p>\n<p>Spole\u010dnost ned\u00e1vno p\u0159edstavila KB2025, v\u00edcelet\u00fd strategick\u00fd pl\u00e1n r\u016fstu, jeho\u017e c\u00edlem je pos\u00edlit jej\u00ed vedouc\u00ed postaven\u00ed v oblasti digit\u00e1ln\u00edho bankovnictv\u00ed v zemi a efektivn\u011b konkurovat nov\u00fdm \u00fa\u010dastn\u00edk\u016fm trhu, jako jsou fintech spole\u010dnosti a neobanky. Spole\u010dnost si vybrala z\u00e1kladn\u00ed bankovn\u00ed technologii Temenos, aby podpo\u0159ila svou vizi a dos\u00e1hla obchodn\u00edch c\u00edl\u016f, v\u010detn\u011b dostupnosti 24 hodin denn\u011b, 7 dn\u00ed v t\u00fddnu, robustn\u00edho bezpe\u010dnostn\u00edho modelu a mo\u017enosti snadn\u00e9ho \u0161k\u00e1lov\u00e1n\u00ed.<\/p>\n<p>Krom\u011b tradi\u010dn\u00edch obchodn\u00edch aktivit spole\u010dnost podporuje tak\u00e9 instituce a projekty celospole\u010densk\u00e9ho v\u00fdznamu. Mezi hlavn\u00ed oblasti sponzoringu pat\u0159\u00ed kultura, neprofesion\u00e1ln\u00ed sport a vzd\u011bl\u00e1v\u00e1n\u00ed. Komer\u010dn\u00ed banka je tak\u00e9 partnerem \u010cesk\u00e9 exportn\u00ed banky, kter\u00e1 umo\u017e\u0148uje mal\u00fdm a st\u0159edn\u00edm podnik\u016fm z\u00edskat zv\u00fdhodn\u011bn\u00e9 \u00fav\u011bry na financov\u00e1n\u00ed smluv, zabezpe\u010den\u00e9 kvalitn\u00ed bankovn\u00ed z\u00e1rukou od \u010cesk\u00e9 exportn\u00ed banky.<\/p>\n<h2 id=\"toc-4\">\u010cesk\u00e1 spo\u0159itelna<\/h2>\n<p>\u010cesk\u00e1 spo\u0159itelna, zalo\u017een\u00e1 v roce 1825, je nejv\u011bt\u0161\u00ed bankou v \u010cesk\u00e9 republice s v\u00edce ne\u017e 5 miliony klient\u016f. Nab\u00edz\u00ed bankovn\u00ed slu\u017eby jednotlivc\u016fm, mal\u00fdm a st\u0159edn\u00edm podnik\u016fm, m\u011bst\u016fm a obc\u00edm. Poskytuje tak\u00e9 financov\u00e1n\u00ed velk\u00fdm korporac\u00edm a slu\u017eby na finan\u010dn\u00edm trhu. Je \u010dlenem Erste Group, jednoho z p\u0159edn\u00edch poskytovatel\u016f finan\u010dn\u00edch slu\u017eeb ve st\u0159edn\u00ed a v\u00fdchodn\u00ed Evrop\u011b.<\/p>\n<p>Banka nab\u00edz\u00ed \u0161irokou \u0161k\u00e1lu slu\u017eeb, v\u010detn\u011b b\u011b\u017en\u00fdch a spo\u0159ic\u00edch \u00fa\u010dt\u016f, spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f, hotovostn\u00edch p\u016fj\u010dek, hypot\u00e9k, kreditn\u00edch karet, debetn\u00edch karet, cestovn\u00edho poji\u0161t\u011bn\u00ed, poji\u0161t\u011bn\u00ed osobn\u00edch v\u011bc\u00ed a investi\u010dn\u00edch produkt\u016f. Krom\u011b toho nab\u00edz\u00ed \u0159adu dal\u0161\u00edch slu\u017eeb, v\u010detn\u011b online a mobiln\u00edho bankovnictv\u00ed.<\/p>\n<p>Banka vyu\u017e\u00edv\u00e1 Keboolu k nastaven\u00ed architektury datov\u00e9 s\u00edt\u011b, kter\u00e1 dok\u00e1\u017ee zpracovat mno\u017estv\u00ed analytick\u00fdch p\u0159\u00edpad\u016f u\u017eit\u00ed najednou. To j\u00ed umo\u017e\u0148uje vytv\u00e1\u0159et datov\u00e9 produkty b\u011bhem n\u011bkolika dn\u016f nam\u00edsto m\u011bs\u00edc\u016f a soust\u0159edit se na poskytov\u00e1n\u00ed hodnoty sv\u00fdm z\u00e1kazn\u00edk\u016fm. Nap\u0159\u00edklad pomoc\u00ed preskriptivn\u00ed analytiky FICO banka optimalizovala rozhodov\u00e1n\u00ed t\u00fdkaj\u00edc\u00ed se sv\u00fdch klient\u016f v oblasti inkasa, co\u017e vedlo ke zv\u00fd\u0161en\u00ed spokojenosti z\u00e1kazn\u00edk\u016f a sn\u00ed\u017een\u00ed po\u010dtu minut hovor\u016f agent\u016f o 25 procent.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010cl\u00e1nky s obsahem \u010cSOB Raiffeisenbank UniCredit Komer\u010dn\u00ed banka \u010cesk\u00e1 spo\u0159itelna \u010cSOB, nejv\u011bt\u0161\u00ed banka v \u010cesk\u00e9 republice, je jednou z m\u00e1la, nebankovn\u00ed p\u016fj\u010dka online ihned kter\u00e1 zaznamenala siln\u00fd r\u016fst sv\u00e9ho \u00fav\u011brov\u00e9ho portfolia. Vytvo\u0159ila tak\u00e9 v\u00edce opravn\u00fdch polo\u017eek na \u0161patn\u00e9 \u00fav\u011bry a jej\u00ed kapit\u00e1lov\u00e1 p\u0159im\u011b\u0159enost je lep\u0161\u00ed ne\u017e u konkurence. \u010cSOB podepsala dohodu s Evropskou investi\u010dn\u00ed bankou [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-107549","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/posts\/107549","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/comments?post=107549"}],"version-history":[{"count":1,"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/posts\/107549\/revisions"}],"predecessor-version":[{"id":107550,"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/posts\/107549\/revisions\/107550"}],"wp:attachment":[{"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/media?parent=107549"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/categories?post=107549"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bolellimetal.com\/en\/wp-json\/wp\/v2\/tags?post=107549"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}